Your right to privacy is very important. We recognize that when you choose to provide us with information about yourself, you trust us to act in a responsible manner. We believe this information should only be used to help us provide you with better service. That's why we have put a policy in place to protect your personal information. Below is a summary of our policy.

What personal information do we collect?

None from this website. In general, when you visit our Websites and access information you remain anonymous. We do not save numbers you enter on our calculators or e-mail addresses. The only time we get your information is when you give it to us by filling in application forms online or mailing it to us so we can process a loan request for you.

Some of our sites require registration to access, although typically all that's requested is an e-mail address and some basic information about you, such as job function.

Because of our policy, you will not receive any unsolicited email ("SPAM") by visiting our site. In fact, you can "opt out" of many sites by visiting http://opt-out.cdt.org/ or similar sites like http://www.the-dma.org/. To have your name removed permanently from being sold by the credit companies (Stop most credit card offers), http://www.experian.com/.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others;
• Information we receive from a consumer reporting agency.

Protecting your privacy

We will take appropriate steps to protect your privacy. Whenever you provide sensitive information (for example, a credit history), we will take reasonable steps to protect it. We will also take reasonable security measures to protect your personal information in storage. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide the requested loan origination services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We will not provide any of your personal information to other companies or individuals without your permission. However, we may need to provide your information to third parties that we use for the purposes of securing a loan, for example. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

This notice is pursuant to the Privacy of Consumer Financial Information Act and the Federal Trade Commission's implementing regulation thereunder, 16 CFR Part 313.

Our website may provide links to third party sites. Since we do not control those websites, we encourage you to review the privacy policies of these third party sites.